About us

"A reliable partner for customizable payment processing solutions"

ZMS-k International is part of the ZMS Group. ZMS has been delivering customized solutions for processing payments since 1994. ZMS is the preferred supplier of real-time transaction processing software, clearing and settlement service and offers various e-commerce solutions to many leading organizations in the global payments and financial industry.

ZMS is a privately owned and founded company with a reputation of high quality service provider. Therefore, it has a loyal customer base that includes some of the largest electronic transaction processing companies in the world. ZMS provides services to customers in over 20 countries throughout the world.

Since its launch ZMS had invested in continuous research and development to respond to the customers demand in compliance with required security standards. Today the company provides a full range of services for credit card payment and online payment processing.


Why ZMS ?

"ZMS Group has more than 20 years' experience in all aspects of payments software from core payment solutions to fraud management systems."

As our underlying technology, the PowerZac orchestrates all aspects of payments processing for any payment type, any channel, any currency and any network. When enhanced with this unique foundation, our solutions: ?

  • Provide the ability to invoke and orchestrate reusable business services
  • Support ease of integration with other systems
  • Provide robustness and high availability in complex environments
  • Enable seamless integration of ZMS products to create a consistent cross-solution experience

Discover our solutions

More than 20 years’ experience in all aspects of payments software

Core payment solutions

Our core payment solutions such as transaction routing and switching, protocol converting and message converting are performed by our PowerZaC software.

Solutions for point of interaction devices

GPa is a device agnostic tool that monitors the state handling, the presentation elements and the interaction between the POI device framework and the driving system.

Back-office solutions

ZMS info offers back-office solutions for both the ChargeBack (ChB) and the Clearing and Settlement (C&S) process.