Customizable payment processing solutions
We convert any to any protocol
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ZMS Group

ZMS-k International is part of the ZMS Group. ZMS has been delivering customized solutions for processing payments since 1994. ZMS is the preferred supplier of real-time transaction processing software, clearing and settlement service and offers various e-commerce solutions to many leading organizations in the global payments and financial industry.


Discover our solutions

More than 20 years’ experience in all aspects of payments software

Core payment solutions

Our core payment solutions such as transaction routing and switching, protocol converting and message converting are performed by our PowerZaC software.

Solutions for point of interaction devices

GPa is a device agnostic tool that monitors the state handling, the presentation elements and the interaction between the POI device framework and the driving system.

Back-office solutions

ZMS info offers back-office solutions for both the ChargeBack (ChB) and the Clearing and Settlement (C&S) process.